Bhagini Bank for Transparent, Personalized Service.

Particular Service Charges With GST
Cheques deposited, returned unpaid - Local. Rs. 60/- for every Rs. 25,000/- and part there of maximum upto Rs. 1,200/-
Cheques drawn on us, returned unpaid. Rs. 180/- per cheque
ECS Return. Rs. 180/- per ECS
Bill Purchase Commission. Rs. 6/- for every Rs. 1,000/- and part there of minimum Rs. 60/-
Stop payment of Cheque. Rs. 120/- per cheque
Stop payment of ECS Rs. 300/- Per Transaction
DD commission Min Rs. 36/- or Rs. 6.00/- per Rs. 1,000/-
NOC / Confidential Report Rs. 250/-
Account Statement. Rs. 20/- per page
Duplicate Passbook. Rs. 120/-
Signature Verification / Photo Attestation. Rs. 250/-
Yearly Loan Service Charges.

1) Upto Rs. 25,000/-
2) Rs. 25,001/- to Rs. 50,000/-
3) Rs. 50,001/- to Rs. 100,000/-
4) Rs. 100,000 and above


Rs. 40/-
Rs. 70/-
Rs. 185/-
Rs. 155/-per Lakh & part there of max. upto Rs. 8,000/-

Half Yearly Charges.

1) Current Accounts.
2) FD/OD- Overdraft Fixed Deposit
3) Cash Credit General.
Upto Rs. 50,000/-
Rs. 50,001/- to Rs. 100,000/-
Above Rs. 100,000/-



Rs. 185/-
Rs. 125/-

Rs. 125/-
Rs. 250/-
Rs. 185/-per Lakh & part there of max. upto Rs. 9,250/-
Savings, Recurring Maintenance Charges Rs. 120/- per year
Minimum Balance not Maintained Commission Savings Account :- :-

1) Without Cheque Book

a) Balance upto Rs. 150/
b) Balance upto Rs. 151/- to Rs. 300/-

2) With Cheque Book

a) Balance upto Rs. 500/-
b) Balance upto Rs. 501/- to Rs. 1000/-
c) Current Accounts





Rs. 60/-
Rs. 30/-



Rs. 60/-
Rs. 30/-
Rs. 60/-
Old Record of Account
1) Before 3 years. Rs. 360/- + Rs. 18 per page
2) 5 Years to 7 Years Rs. 600/- + Rs. 18 per page
3) 8 Years to 10 Years Rs. 1200/- + Rs. 18 per page
Cheque Book Charges :-

1) Savings
2) Cash Credit & Current


Rs. 3.40/- per cheque
Rs. 4.00/- per cheque
Penalty for delay in Stock Statement. Rs. 600/- per month
Locker Rent Penalty Charges Per month and part thereof 2% of Locker Rent
Solvency Certificate. Rs. 1,200/-
Loan Form. Rs. 70/-
Share Form. Rs. 50/-
Loan Against Deposit / Gold Loan Form. Rs. 45/-
Account Closing Charges :-

1) Savings
2) Current
3) Loan


Rs. 30/-
Rs. 120/-
Rs. 30/-
E-payment Charges :-
Rs. 120/- per E-payment
SMS Charges Quarterly (Registered Mobile)
Rs. 25/-
ATM Card Charges :-

1) Duplicate Card in case of Card Lost.
Rs. 200/-
2) Replacement of Damage Card.
Rs. 200/-
3) Regenration of PIN.
Rs. 100/-
4) ATM CHRAGES YEARLY
Rs. 100/-
5) ATM Card destroy charges due to non collection
Rs. 200/-
6) ATM Card Surrender
Rs. 100/-
Actual Charges with applicable tax charged by NPCI will be debited to respective customer account from time to time.


Particular Service Charges Without GST
Cheques send for collection. Including Postage + Commission of other Bank (AS per RBI Guideline)
Saving Account Current / cc
1) Upto Rs. 5,000/- Rs. 25/- Rs. 55/-
2) Rs. 5,001/- to Rs. 10,000/- Rs. 50/- Rs. 60/-
3) Rs. 10,001/- to Rs. 100,000/- Rs. 100/- Rs. 105/-
4) Above Rs. 100,000/- Rs. 160/- Rs. 160/-
NEFT :-
1) Rs.1/- to less than Rs.1,00,000/-
2) Rs.1,00,001/- and above
As per RBI Guidelines
Rs. 5.00/-
Rs. 25.00/-
RTGS :-
1) Rs.1/- to less than Rs. 5,00,000/-
2) Rs. 5,00,001/- and above
As per RBI Guidelines
Rs. 25.00/-
Rs. 50.00/-
ECS Mandate Processing Charges Rs. 5.00/-
ATM Card Charges :-For each transaction after five transactions at other bank's ATM .
a) Financial Transaction
b) Non Fianancial Transaction
Rs. 20.00/-
Rs. 10.00/-