Type of the Loan Interest Rate
Salary Loan (Term Loan / Overdraft )
1) For Salary Account Holder 12.00%
2) For Others 13.00%
Suriety (Term Loan / Overdraft )
1) Women Enterpreneur with business experience upto 5 years 11.00%
2) Women Enterpreneur with business experience more than 5 years 10.00%
3) For Others 14.00%
Gold Loan / NSE / Shares Loan
1) Priority Loan 9.50%
2) Others 10.00%
Vehicle Loan
1) Four Wheeler New Vehicle 7.75%
2) Four Wheeler Pre Owned Vehicle 8.00%
3) Two Wheelar ,Three Wheeler Vehicle 8.00%
4) e-cart Vehicle 8.00%
Consumption Loan Personal for other reason 12.00%
Loan against Property
1) Residential (Floating) 7.50%
2) Residential (Fixed) 9.00%
Redevelopment Housing Loan - Floating (Period 15.07.2021 To 31.12.2021
1) For Women 7.25%
2) For Others 7.50%
Business Loan (Office /Shop Purchase / Construction )
1) Fixed 10.50%
2) Floating 11.00%
Loan against Property (Personal)
1) Floating 9.50%
2) Fixed 11.00%
Loan against Property /Overdraft against Property - Business
1) Petrol Pump Business 10.00%
2) Construction Business 14.00%
Future Rent Receivable 11.50%
Public Charitable Trust 9.00%
Bachat Gat 11.00%
Loan upto Rs.1 lakh - Floating (Period 15.07.2021 To 30.09.2021 ) 10.00%
Loan for MSME & Trading Business - Floating (Scheme Period 01.08.2021 To 31.10.2021 )
1) Women Enterpreneur -Secured 7.75%
2) Women Enterpreneur - Unsecured 9.50%
3) Other Business -Secured 7.95%
4) Other Business - Unsecured 9.75%
Vidya Pragati Loan (For Education purpose) - Floating (Period 01.08.2021 To 31.12.2021)
1) For Girl - Secured 7.75%
2) For Girl - Unsecured 8.50%
3) For Boy - Secured 7.95%
4) For Boy - Unsecured 9.00%
* Terms & Conditions Apply